At Weston Financial, wealth management begins with a personalized financial plan and is the foundation for structuring your portfolio. An experienced financial counselor will implement your plan by leveraging an open platform of thoroughly researched, best-of-breed investment managers. As part of our relationship with you, we continually monitor your plan to ensure that it aligns with your goals at all times. And as your goals evolve and market conditions change, we adjust your plan and ultimately your asset allocation accordingly.
Many investment advisors start with a portfolio; Weston Financial starts with the plan. The investments actually come last. Why? Because to implement investments, you need to have the direction and context of a well thought out, personalized plan.
We provide you with a custom analysis and portfolio design, based on time horizon and goal-oriented investing strategies. To implement the design, we make recommendations for appropriate best-of-breed investment managers in each asset class. By following a disciplined process that matches your goals and risk tolerance with the proper resources, Weston Financial develops comprehensive investment strategies to help you realize your goals and dreams.
It's not what you make, it's what you keep. The reduction of income taxes is an important tool in the planning process. Weston Financial understands the impact that taxes can have on returns. Our experienced counselors concentrate on creating a tax-efficient portfolio for you in order to produce greater after-tax returns. Toward this end, we do the following:
In addition, tax management techniques may include:
Ongoing risk management is an important element of an efficient portfolio. With an eye toward protecting your principal and balancing your stated goals with your tolerance for risk, we do the following:
Risks exist beyond your portfolio. At Weston Financial, we plan from every angle and recommend strategies to shift risk.
Weston Financial will assist clients by helping them define their life aspirations. Many times this conversation includes retirement planning or financial independence planning. Financial independence certainly is a state of mind and often we find that while a client is financially independent on paper, they may not “believe the numbers”, especially during a volatile time in the markets. Therefore we spend time to build a series of models that can be revised based upon assumptions within the clients comfort zone.
Based upon a solid understanding of a clients life experiences, family structure, long term goals and current resources, Weston Financial will utilize client conversations to establish a portfolio to sustain a lifestyle without a paycheck, essentially defining financial independence.
Defining a financially independent lifestyle includes the following:
What does having an estate plan mean to you? Enjoying a set of well drafted legal documents or a plan to reduce your estate tax liability? All of these elements are important but perhaps insufficient for peace of mind.
At Weston Financial we have experienced that the only constant is change and the rate of change has never been greater. Your estate plan was completed at a fixed point in time and we recognize that the critical planning context, your perspective, has also changed over time.
We view our children differently as adults and parents then we did as children. We also recognize change in our own beliefs and priorities. It is not only the investment markets and our career paths that change, or the size and composition of our Balance Sheets, but we appreciate the potential impact of changing tax laws, and political and economic forces.
Therefore, if several years have gone by, it is again time to review your estate plan and Weston Financial will bring the strategic, planning, tax and legal skills together, to achieve your purpose now.
Having wealth comes with responsibility. The responsibility of deploying assets efficiently to both family members and charity is challenging. At Weston Financial, based upon client goals, a philanthropic plan is developed utilizing appropriate and effective strategies. Each business and interest rate cycle provides opportunities; and each new administration adds and detracts from charitable possibilities with new tax laws.
Consider the use of:
At Weston Financial we concentrate on personalized, objective asset management and proactive service to help you protect your principal and achieve your goals. We do this through an open investment platform called NetworkOneTM, which enables us to:
Weston Financial is the investment adviser to New Century Portfolios, a Registered Investment Company.
New Century Portfolios offers a unique and effective investment option – actively managed portfolios of mutual funds and ETF’s. Market timing and overexposure to investment trends are avoided by investing in solidly managed mutual funds with market wide diversification, strong performance while striving to reduce risks.
Weston is a SEC Registered Investment Adviser. Registration of an Investment Adviser does not imply a certain level of skill or training.